Insurance made simple for international students
I-SURE helps international students avoid confusion and unexpected costs by guiding them through U.S. insurance.
I-SURE Assistant
Hi there! 👋 I'm your I-SURE assistant. I can help you understand U.S. insurance. What would you like to know?
What's a deductible?
Great question! A deductible is the amount you pay for healthcare services before your insurance begins to pay. For example, with a $2,000 deductible, you pay the first $2,000 of covered services yourself.
Why U.S. Insurance Is a Problem for International Students
Complicated terminology
Deductibles, co-pays, in-network providers... U.S. insurance has its own complex language that's difficult to understand.
No unbiased, clear guidance
Most resources either sell insurance or provide overly generic information that doesn't address international student concerns.
Unexpected medical and auto expenses
Many students face surprise bills and don't understand what's covered until it's too late, leading to financial shock.
Differences from home country systems
Insurance works differently in every country. What seems obvious to Americans is often confusing to international students.
High financial stress, risk of dropout
Insurance problems can lead to significant debt and stress, forcing some students to abandon their studies and return home.
of international students report confusion about their insurance coverage.
average unexpected medical expense faced by international students without proper coverage.
of students report high stress levels related to health insurance concerns.
"I ended up with a $5,000 hospital bill because I didn't understand how my deductible worked. It took months to resolve and almost made me drop out of my program."
How I-SURE Solves It
Our comprehensive platform provides the tools and resources international students need to navigate U.S. insurance with confidence.
AI Chatbot
24/7 answers to insurance questions in simple, clear language. Our AI is trained specifically on international student needs.
- Instant responses any time
- Explains complex terms simply
- Personalized to your situation
Cost Calculator
Compare health, auto, and renters' insurance plans side-by-side to find the best coverage for your budget.
- Easy side-by-side comparisons
- Calculate total yearly costs
- Highlight best value options
University Workshops
Pre-arrival and orientation support to prepare international students before they even leave home.
- Live and recorded sessions
- Q&A with insurance experts
- School-specific information
"I-SURE helped me understand what deductibles and co-pays actually mean in practice. Their calculator showed me I was overpaying by ,200 a year for coverage I didn't need!"
How It Works
Our streamlined process helps international students navigate U.S. insurance with confidence and ease.
1. Join
Sign up via your university or individually with your .edu email address.
2. Ask Questions
Use our AI chatbot to get clear answers about any insurance topic 24/7.
3. Compare Plans
Get side-by-side comparisons of insurance plans that fit your specific needs.
4. Make Decisions
Choose the right insurance with confidence based on transparent information.
5. Avoid Mistakes
Prevent costly errors and unexpected expenses with our guidance and resources.
Step 1: Join
Sign up via your university or individually with your .edu email address.
Step 2: Ask Questions
Use our AI chatbot to get clear answers about any insurance topic 24/7.
Step 3: Compare Plans
Get side-by-side comparisons of insurance plans that fit your specific needs.
Step 4: Make Decisions
Choose the right insurance with confidence based on transparent information.
Step 5: Avoid Mistakes
Prevent costly errors and unexpected expenses with our guidance and resources.
See I-SURE in Action
Watch how our platform guides you through the entire insurance decision process, from initial questions to final selection.
Live Chatbot Demo
I-SURE Assistant:
Hi there! I'm here to help with your insurance questions. What would you like to know?
You:
I'm trying to decide between a PPO and an HMO plan. Which is better for international students?
I-SURE Assistant:
Great question! For international students, PPO plans are often better because they offer more flexibility with doctors and specialists, which is helpful when you're new to the U.S. healthcare system...
Success Stories
"I-SURE saved me from making a huge mistake with my insurance. I nearly chose a plan with a $5,000 deductible without understanding what that meant!"
Yuna K.
Graduate Student from South Korea
"The comparison tool helped me see that my university's plan was actually better than what I was planning to buy. I saved over $800 a year!"
Luis Z.
Undergrad from Mexico
"After a car accident, I was so relieved I understood my auto insurance. I-SURE's workshop prepared me for exactly that situation."
Aisha M.
PhD Student from Nigeria
What Makes Us Different
Unlike other platforms, I-SURE is specifically designed with international students' unique needs in mind.
We don't sell insurance
Unlike insurance brokers, we have no financial incentive to push you toward specific plans. Our recommendations are truly unbiased.
Focused on education, not sales
Our platform is built to help you understand insurance concepts and make informed decisions, not to sell you products or services.
University-integrated
We work directly with universities to provide tailored guidance specific to your school's insurance requirements and options.
Built by international students, for international students
Our team has personally experienced the challenges of navigating U.S. insurance as foreigners. We've created the tool we wish we had.
I-SURE Advantages
- Only platform with 100% focus on international students
- Truly unbiased information without sales incentives
- University-specific guidance tailored to your school
- Created by people who faced the same challenges you do
What Students Say
Sara K.
Graduate Student from India
"What I love about I-SURE is that they don't try to sell me anything. They just help me understand what I'm looking at so I can make my own decision. That's refreshing."
Jin H.
Undergrad from China
"The difference is they actually understand what international students go through. They explained things my university advisor couldn't even answer about insurance."
Market Opportunity
A massive untapped market of international students needs help navigating the complexities of U.S. insurance.
International students currently studying in the United States who need insurance guidance.
Estimated total addressable market for international student insurance guidance services.
Starting in Michigan with 60,000 international students before expanding nationwide.
Market Size Breakdown
Total Addressable Market
All 1.1M+ international students in the U.S.
Serviceable Available Market
Students at partner universities (est. 350K)
Serviceable Obtainable Market
Michigan pilot (60K students)
Total Addressable Market
All 1.1M+ international students in the U.S.
Serviceable Available Market
Students at partner universities (est. 350K)
Serviceable Obtainable Market
Michigan pilot (60K students)
Why Start in Michigan?
Strong University Presence
Home to major universities with diverse international student populations.
Existing Partnerships
Established relationships with university international offices.
Strategic Location
Central hub for expanding to nearby states in the Midwest.
Expansion Roadmap
Michigan Launch
- Partner with 5-7 key universities
- Reach 10K students in first year
- Establish proof of concept
Midwest Expansion
- Expand to Illinois, Ohio, Wisconsin
- Partner with 25+ universities
- Reach 50K students
National Coverage
- Nationwide availability
- 100+ university partnerships
- Reach 200K+ students
Market Research Insights
Our research with 500+ international students revealed:
87% reported feeling confused about insurance options
92% would use a dedicated platform for guidance
73% felt they overpaid for insurance due to lack of information
68% sought help from peers rather than official sources
Financials
Our sustainable business model creates value for universities, students, and insurance providers alike.
Business Model & Revenue Streams
University Partnerships
Annual subscription fees from university partners provide a stable revenue base.
Affiliate Commissions
We earn commissions when students choose insurance plans through our platform.
Corporate Sponsorships
Sponsored educational content and brand partnerships generate additional revenue.
3-Year Financial Projections
Year 1 - Michigan Pilot
- University Partners: 5
- Student Reach: 10,000
- Revenue: $350K
- Expenses: $500K
- Net Profit/Loss: - 50K
Year 2 - Midwest Expansion
- University Partners: 25
- Student Reach: 50,000
- Revenue: $750K
- Expenses: $650K
- Net Profit/Loss: 00K
Year 3 - National Reach
- University Partners: 100+
- Student Reach: 200,000+
- Revenue: .25M
- Expenses: $850K
- Net Profit/Loss: $400K
Investment Opportunity
We're seeking seed investment to accelerate our growth and expand our platform capabilities.
Funding Allocation
Interested in Our Financial Details?
Request our detailed financial deck to learn more about our growth plan and investment opportunities.
Partner With Us
Join our mission to empower international students with clear, unbiased insurance guidance.
University Administrators
Let's collaborate on orientation resources that help your international students navigate insurance with confidence.
- Customized university portal
- School-specific resources
- Live orientation workshops
Corporate Sponsors
Feature your brand in our educational content and reach international students across the country.
- Branded educational materials
- Sponsored content opportunities
- Co-branded workshop events
Insurance Affiliates
List your policy through our platform. We provide clear explanations while you provide the coverage.
- Clear plan explanations
- Fair comparison listings
- Affiliate program integration
Partner Testimonials
"I-SURE has transformed how our international students understand their insurance options. The clarity their platform provides has reduced student stress and administrative overhead."
Dr. Sarah Johnson
Director of International Student Services, University of Michigan
"As an insurance provider, we appreciate how I-SURE explains our policies accurately while helping students find the right match. It's a win-win partnership."
Michael Chen
Partnership Director, Global Insurance
Partnership Process
Initial Contact
Contact us through the form below to express your interest.
Discovery Call
We'll schedule a call to understand your needs and goals.
Custom Proposal
We'll create a tailored partnership plan for your organization.
Launch Partnership
Begin our collaboration with an onboarding process.
Ready to Partner?
Complete the form to start a conversation about how we can work together. Our partnership team will reach out within 2 business days.
About
Get to know the story, mission, and team behind I-SURE.
Our Founder's Story
"As an international student from India studying at the University of Michigan, I faced the overwhelming challenge of navigating U.S. insurance systems without clear guidance.
After receiving a $3,500 medical bill that should have been covered by my insurance, I realized this was a common problem faced by many international students. The insurance terminology was confusing, resources were biased toward selling policies, and there was no clear guidance tailored to our unique situation.
That's when the idea for I-SURE was born—a platform built by international students, for international students, providing unbiased, clear guidance on navigating U.S. insurance systems."
— Sarah Johnson, CEO & Co-founder
Our Mission
To simplify insurance for every international student in the United States, empowering them with unbiased knowledge to make confident decisions and avoid unexpected costs.
Our Vision
To become the go-to global platform for student insurance literacy, creating a world where insurance no longer causes stress or financial hardship for international students.
Our Core Values
Transparency
We provide clear, honest information without hidden agendas or confusing language.
Student-First
Every feature and decision is made with the international student's best interest at heart.
Education-Focused
We believe in empowering through knowledge, not selling products or services.
Global Perspective
We embrace diversity and understand the unique needs of students from different countries.
Innovation
We use technology to solve problems in ways that are accessible and user-friendly.
Reliability
We're committed to providing accurate, up-to-date information you can depend on.
Meet Our Team
Raj Patel
Founder & CEO
Former international student with firsthand experience navigating U.S. insurance challenges.
Dr. Sarah Chen
Insurance Advisor
20+ years experience in insurance policy and international student health services.
Michael Rodriguez
Tech Advisor
AI specialist with experience building educational technology platforms.
Dr. Julia Nguyen
University Relations
Former director of international student services at a major university.
Join Our Mission
We're dedicated to making insurance simple and accessible for international students. Join us on this journey.
Contact Us
Get in touch with our team or subscribe for updates
Stay Informed
Be the first to know when we launch
Have Questions?
What universities do you work with?
We currently partner with Michigan universities and are expanding nationwide. Contact us to bring I-SURE to your campus.
Is there a cost for students?
I-SURE is completely free for students. We earn through university partnerships and affiliate commissions.
How do I get my university involved?
Email us at partnerships@i-sure.ai or use the contact form above. We'll schedule a demo for your international student services team.
